welcome_to_austral_mortgage_mortgage_calculator       

Home Owners         First Home Buyers 
Investors         Overseas 
   Borrowers
  Loan Refinance         My Choice
   Broking
 
     
 Learn how to reduce your monthly repayment 
Mininise ongoing fees 
100% offset whilst on fixed rate 
Ask Vicky - home loan Q&A 
Competitive fixed & variable rates
    Find out more about mortgage offset
 
   FIND THE BEST MORTGAGE CALCULATOR HERE:
   calculators How Much Can I Borrow?   calculator  Offset mortgage calculator
  loan calculator Complete Loan Comparison   loan calculator  How Long To Repay?
  Loan calculator Extra Repayment Calculator 
  calculator  Other Calculators
       Considering applying for a home or investment loan?
     Our mortgage calculator tools will help you make the right decision. 
     Take a look at our comprehensive list of mortgage calculator tools
     on our mortgage calculators page.

latest_news

FPSS slide image

Eliminate mortgage stress

If you’re feeling the global interest rate squeeze like the rest of us, it may be the perfect opportunity to examine your existing loan structure and other financial commitments. The question is: What’s best for YOU? Read more >>





FPSS slide image

Austral Awards

Austral Mortgage has proudly received a Five Star rating from CANNEX and was nominated as a finalist in the Money Magazine 2007. CANNEX is an independent evaluator in the finance industry who reasearch and analyse over 20,000 consumer finance product. Read more... 

 

FPSS slide image

Federal Labor's Low Tax First Home Saver Accounts

A Rudd Labor Government will help aspiring first home buyers save a larger deposit by establishing new, low tax, First Home Saver AccountsFirst Home Buyer Read more...

FPSS slide image

Mortgage managers vs banks

Why choose a mortgage manager over a traditional bank? Click here to view
the RBA's (Reserve Bank of Australia) statistics on Australian Housing Interest Rates.  
Mortgage manager rates have been consistently below those of the banks. Enjoy lower rates and exceptional personal service with Austral Mortgage. 
Click here for testimonials.

FPSS slide image

THE UPS and DOWNS of MORTGAGE RATES

A 12 year old asks some insightful questions about mortgage rates and what causes them to rise and fall. A number of factors will cause mortgage rates to increase. Read more...

FPSS slide image

What should I be looking for when I refinance my loan?

Want some guidance about the refinance of a mortgage? Here is an article that outlines the critical factors that often drive the refinance of a home loan Read more...

FPSS slide image

Wealth Maximiser


Lastest advice received from the ATO
Read more... 


 
 

FPSS slide image

Is refinancing a viable proposition for you?

Have you thought about a refinance of your mortgage? If so, here are a number of matters you should consider before you refinance to ensure that before spending time or money, you establish that the refinance exercise is a worthwhile one for you. Read more...

FPSS slide image

The mortgage calculator has become an important resource tool when purchasing a property

More and more people today make use of a mortgage calculator when they are looking for a property and a mortgage to finance the purchase. A mortgage calculator will give you a good guide to your purchasing power – generally driven by your income and asset position. Read more...

FPSS slide image

The benefits of using a loan calculator when borrowing in Australia

Do you know about the mortgage calculator resource tool? A mortgage calculator can help you determine your borrowing capacity and demonstrate the savings you will enjoy if you make additional payments to your home loan. Read more...
 

 
Home
About Austral
Our Products
Austral Deposit Bonds
Today's Rates
MORTGAGE CALCULATOR
News
Ask Vicky Q&A
MY CHOICE BROKING
FAQ's & Case Studies
Useful Links
Contact Us
Customer Login
Austral provides easy access to Manage your Loan Account Online. Click below to log-in or register for log-in if you haven't already done so. Join Referrer Programme & save $$$ off your mortgage.

Log-In 

 
Newsletter Signup
Receive our newsletter with all news and updates
Full Member of MFAA
Austral is a member of the Mortgage & Finance Association of Australia (formerly MIAA), the professional body for the mortgage industry. 
 
MFAA 









    Bookmark and Share
PH: 02 9299 1833 / FAX: 02 9299 1874
 
TODAY: Tuesday, 13th May, 2008
My Choice
Austral has recently expanded its product offering through its My Choice loan initiative. My Choice provides borrowers with access to a wide range of lenders and loan products for residential, commercial and equipment finance, so no matter what your need our friendly and experienced staff can assist you.

WEALTH MAXIMISER UPDATE
Wealth Maximiser Update 12th February 2008 - We have advice from the ATO that it is well advanced on a binding Tax Determination regarding the deductibility of capitalised interest on a line of credit facility. Borrowers with both a home loan and an investment loan should consider including a capitalising line of credit within their loan structure or at least ascertaining from their lender that they could access such a facility by way of a simple variation of their existing mortgage.

Austral in the Community
Austral Mortgage has been a Principal Sponsor of the Winston Hills Little Athletics Club since October 2006. We are proud to be supporting this community project and congratulate the young athletes of WHLA for their commitment to and successes in the sport.

Trans Tasman Finance
Did you know that Austral has a wholly owned subsidiary, Gem Home Loans Limited, in Auckland NZ - we are able to assist with organising mortgage finance for you should you be considering buying property in NZ.

AusComm Finance
AusComm is the specialist Construction and Development division of Austral Mortgage - if you are a developer seeking finance for construction purposes - residential, commercial, retail, industrial - give Peter McAuley a call on 0419 220 630 or email him peter.mcauley@australmortgage.com to discuss your funding requirements.  

Mortgage Calculator
A number of excellent resource tools are now available on the internet for people in Australia seeking a loan to finance the purchase of a property or refinance an existing mortgage. One of the most useful and user friendly tools is a mortgage calculator. Before going too far in the purchase and /or borrowing process it is a worthwhile exercise to quickly gauge your borrowing capacity and also determine how your new mortgage repayments will impact on your personal cash flow. Mortgage calculator...

How can we help?