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What documentation do I need to provide?
Depending on your circumstances and the home loan product you have applied for, you will need to supply the following;

Completed and signed Austral Mortgage Application form

100 Point Check per applicant

Signed copy of Contract of Sale (required for purchase only)

6 months Home Loan statements (required for refinance only)

3 months loan statements for any loan to be paid out (required for consolidation only)

Rates Notice for existing property used as security (required for refinance/equity releases only)

Evidence of income – 2 most recent payslips or letter from employer detailing conditions and most recent group certificate

If you are applying for a Lo Doc loan you will need to supply the following;
Declaration of Financial Position (Self Employed with an ABN min. 2 years and PAYG applicants)

If you are Self Employed;
Last Financial Year tax return including tax assessment notice
Previous Financial Year tax return including tax assessment notice



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