Austral has access to comprehensive and competitive commercial motor vehicle financing solutions, including:

• The option to lease or hire purchase one car or a fleet of cars for your business
• Leasing and hire purchase options for plant & equipment
• Highly competitive interest rates
• Private sales can be financed, excluding imported second-hand vehicles
• Pre-approved loans allowing you to shop for your vehicle knowing that your finance is in place

Please note that the minimum amount you can borrow is $18,000.

Buying a car is exciting, but there are a few things to remember. Use this checklist to help you through the process:

Leasing may involve lower monthly payments than a car loan but this is often because you are only paying off a portion of the vehicle’s value, leaving a ‘residual’ amount at the end of the lease period. And at the end, you will not own the car.

Leasing is often promoted as a cheaper way to finance a car because of the tax advantages it can bring for the self-employed or those who take out a novated lease through their employers. This is not necessarily the case and really depends on how much mileage will be clocked up overall, what proportion is for work purposes, and what tax rate you are on.

www.rta.nsw.gov.au
The Roads and Traffic Authority of NSW is the State Government Authority that builds major roads, promotes road safety, manages traffic, and regulates vehicles and licensed drivers.

www.redbook.com.au
Australian guide to motor vehicle identification and pricing – over 40,000 vehicles from 1960 onwards.

www.revs.nsw.gov.au
Search registration details of a car and obtain the certificate online.

www.raa.net
The RAA Homepage has information on insurance, holidays, guidebooks, motoring accessories, and security.

www.tradingpost.com.au
Trading Post gives access to seventeen Trading Post publications available throughout Australia and to more than 90,000 adverts for a wide range of goods.

www.autoweb.com.au
AutoWeb tracks customized requests for automobiles, and features information on new and used cards, dealers, and spare parts, plus classifieds and online quotes.

www.carpoint.com.au
Carpoint is an automotive resource, featuring a used car marketplace, a new car buying service finance and insurance information and car reviews.

www.carsales.com.au
Carsales is an Australian automotive service that offers users the ability to research and compare new cars and advertise used cars.