Investment Loan Looking for an investment loan? Don’t be like most borrowers and simply think that a long term facility that includes an interest only initial term will be satisfactory for you. Rather take a little time to consider how your current loans could be structured to ensure that with a new investment loan in the mix, the total package delivers the best protection, cost savings and taxation outcome for you.
A well-structured loan package should give you flexibility, help you better manage your personal and investment cash flow and at the same time potentially deliver greater tax benefits to you.
What are the important features in any home and investment loan package?
- Your personal and investment loan debt must be held in separate loan accounts under the mortgage – do not mix your personal borrowings with investment loan debt.
- Your term investment loan should be interest only for the maximum period allowable under the terms of the mortgage.
- You should include wherever possible an investment line of credit under which you can capitalise interest.
We call this structure Wealth Maximiser-Investor Assist because it helps an investor
- Build wealth faster
- Better manage cash flow by meeting unexpected costs or circumstances such as property repairs, vacancy factors or reduced dividend income
Our Managing Director, Vicky Edema has over 20 years experience in the mortgage industry. She is a past National President of the Mortgage Finance Association of Australia and is available to answer any question you may have in relation to your existing or proposed investment loan structure. If you would like her input or further loan product information simply complete the enquiry form below:
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