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How Much Can I Borrow?

 

How Much Can I Borrow?

Find out the amount you may be able to borrow for a home loan based on your income, expenses and number of dependants.

When you apply for a home loan, lenders assess how much you can comfortably afford to repay each month after taking into account your income, cost of living expenses (for you and your dependants)  as well as any other loans, car leases or commitments you may have.

This mortgage calculator will give you a good idea of just how much you are likely to be able to borrow before you actually apply for a home loan.

You will need to have on hand some figures such as your gross income, rental income, and amounts of any monthly repayments you are making on other loans (car, boat, personal loans, etc.). Simply input this information along the number of your dependants to ascertain just how much a lender is likely to give you for a home loan.

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