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Split Loan

Split Loan

Most home loans now provide borrowers with the flexibility to split their mortgage into 2 or more loan accounts. 

This flexibility enables borrowers to:

• Split and clearly identify their non-deductable home loan debt from their deductible business or investment loan/s.
• Have their home loan account as principal and interest and their investment loan account on an interest only basis for tax effectiveness
• Take a portion of their home loan as variable and another on a fixed rate term.

This mortgage calculator will show you the total monthly repayment you will need to make depending on what portion of your loan you take on variable and what portion on fixed.

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