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Mortgage Specialists for over 20 Years

What Can I Afford to Borrow?

What Can I Afford to Borrow

This mortgage calculator allows you to ascertain what you can afford to borrow on the basis of the funds you would have available to meet your home loan repayments if you purchased a property.

Available funds include:
• The rent you are currently paying which would cease once you have settled on your new home
• Your current cash surplus after you have covered all your living expenses and other essential outgoing payments
• Your “discretionary spending” being money currently spent on life’s little luxuries i.e. the movies, dining out, travel etc. Areas where you could cut back on expenditure and apply the savings you make to your mortgage repayments.

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