 PURCHASING or REFINANCING? Here's How YOU Can Save Money With An Austral Loan
1. Get a better interest rate on your home or investment loan with Austral (new business now 7.05% p.a. cf. the major banks’ standard variable rates of 7.80%). This will reduce your repayments and leave you with more money to manage your household budget or to spend on life’s little luxuries.
2. Get a 100% offset account where you can deposit all your income. Whatever balance you have in your offset account effectively reduces the interest charged on your home loan. Every dollar you earn can work to save you interest and help repay your home loan sooner.
3. Put an investment Line of Credit in place (currently 7.15% p.a) to help meet any shortfall costs or to act as a buffer in case of unexpected cash flow problems or change in your circumstances. Avoid stress or strain on your personal income.
4. Link a Visa card to you Line of Credit with up to $20,000 limit, 55 days interest free, at the same low interest rate as your line of credit. Say goodbye to 18% p.a. credit card interest – puts more money in your pocket which means less stress on your finances.
5. Zero monthly or annual fees on a standard term loan - less fees and charges means you save.
You will be in safe hands with Austral Mortgage:
ASIC Australian Credit Licence No: 392204
Member of Mortgage Finance Association of Australia (MFAA) since 1993
Member of the Credit Ombudsman Service Limited (COSL) – a free dispute resolution service
Consistent Award Winner:
2005 - YMM Mortgage of The Year Awards – Non-Bank 3 Year Fixed for First Home Buyers-Bronze
2006 - CANNEX 5 Star Rating Awards – 1,2,3 & 5 Year Fixed Rate Home Loan
2007 - CANNEX 5 Star Rating Awards – 3 & 5 Year Fixed Rate Home Loan
2008 - Money Magazine Awards – Non Bank Lender of the Year – Finalist.
2009 - CANNEX 5 Star Rating Awards – 1,2,3 & 5 Year Fixed Rate Home Loan
2010 - CANNEX 5 Star Rating Awards – Outstanding Value Home Loan
Don’t just take it from us… check out a few of the testimonials from our delighted customers.
“I wanted to acknowledge you as providing the best customer service that I have received anywhere – you stand out a mile. For over 10 years you have always been fantastic - helpful, friendly, prompt and professional. I appreciate your commitment to consistently providing us with excellent service, every time. Thank you for your help ……….” Peter Dougan
“I cannot speak more highly of your customer service departments professionalism…..not only have they been quick to respond, but also put a human touch to things that unfortunately we don’t see much of these days….” Ros Levitus
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