21st - 25th July Featured Products
RESIDENTIAL LOANS
 Pepper Home Loans
Occasionally, customers go through a rough patch in their lives and end up with a few blemishes on their credit reports or unsatisfactory repayment history. Non-conforming lenders like Pepper can assist, provided there is a financial benefit to the client and a satisfactory explanation confirming reasons for bad credit history has been provided. Interest rates vary depending on the credit rating, however start from around 10.00% p.a.
Max LVR's 85% (full doc & lo doc)
Application Fee $0
Annual account keeping fee $0
Catch - loans are not subject to mortgage insurance, however mortgage risk fee applies for LVR's above 80%
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 Newcastle Permanent's Fixed Rate Home Loan
Indicative Fixed Interest Rate for 3 & 5 years 8.94% p.a.
Max LVR 100%
Establishment Fee $300
Account Keeping Fee $0
* Up to $25K in additional repayments permitted without incurring a penalty
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COMMERCIAL LOANS
 IMB's Commercial Loan
IMB's Commercial Loan Indicative Variable Interest Rate 9.85% p.a.
LVR's up to 75%
Application fee 0.50% of the loan amount payable upon application
Maximum Interest Only term - 5 years
Maximum Loan term 25 years
Loan Service fee $0
Catch - full doc loans only
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Remember
By choosing a My Choice loan product through this CANTEEN Programme, for no additional cost or increase in your interest rate, you will be helping young people living with cancer.
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