Austral Mortgage Corporation | mortgage calculator | Mortgage rates | refinance | First Home Buyer | Mortgage broker | Mortgage | loan calculator | Offset home loans | Property Finance | Mortgage Offset

My Choice Mortgage Broker

My Choice is a division of Austral Mortgage Group and offers a mortgage broker service which provides borrowers with access to an expanded offering of loan and lease products.

Whether you have a preferred lender or would like a friendly and experienced mortgage broker to check out other residential home or investment loan options for you, or you require a commercial loan, finance for a motor vehicle or plant and equipment, a mortgage broker with the My Choice team can source the appropriate products, and ensure a smooth and stress-free application process for you.

All My Choice loan products are part of a new and special initiative which supports CANTEEN, a well known and very worthwhile charity which helps young people living with cancer. By choosing a My Choice loan product through the CANTEEN programme, for no additional cost or increase in your interest rate, you will be helping CANTEEN raise much-needed funds to help young people during a very tough time in their lives.

Why We Are Different:

Your My Choice Mortgage Broker is a salaried employee - not a commission-drivencontractor. This means that, when he/she recommend a product, you can be assured that his/her motivation is to find the best solution to your needs.

Our experience – Your My Choice Mortgage Broker will be one of a number of our senior personnel who have been involved with the banking and finance industry individually for over 25 years.

Austral Mortgage is a full member of MFAA (Mortgage and Finance Association of Australia) and COSL (Credit Ombudsman Scheme Limited) and abide by their respective charters. Each My Choice Mortgage Broker is individually accredited with MFAA and as such must participate in the Association's Continuing Professional Development programme.

Because we are mortgage managers as well as mortgage brokers we understand the importance of providing excellent customer service during the initial sales and approval process as well as during the life of the loan and beyond. This unique dual role also means that we can provide a wider choice of solutions to meet your needs. You are able to choose from Austral’s extensive range of managed loan products or from the hundreds of products that a My Choice Mortgage Broker can access via our accreditations with Banks and other financial institutions.

Let our friendly and experienced staff give you a helping hand to find the most appropriate funding for your loan or lease requirements – and by doing so, you will be giving a helping hand to others in need in the community – without compromising on choice or price.

[ Back ]

Home

About Austral

Our Products

Austral Deposit Bonds

Customer Login

Austral provides easy access to Manage your Loan Account Online. Click below to log-in or register for log-in if you haven't already done so. Join Referrer Programme & save $$$ off your mortgage.

Log-In

Newsletter Signup

Full Member of MFAA
Austral is a member of the Mortgage & Finance Association of Australia (formerly MIAA), the professional body for the mortgage industry.

PH: 02 9299 1833 / FAX: 02 9299 1874

TODAY: Thursday, 24th July, 2008

WEALTH MAXIMISER - INVESTOR ASSIST UPDATE - JUNE 2008
The ATO has recently published an edited version of a Private Ruling on its website: http://www.ato.gov.au/rba/content.asp?doc=/rba/content/81797.htm A taxpayer and client of Austral Mortgage, applied for the private ruling to seek confirmation from the ATO that if there was a shortfall between his investment income and his investment outgoings then that shortfall could be capitalised under the home and investment loan & line of credit structure noted in his application.

WEALTH MAXIMISER UPDATE - MAY 2008
Ever since the High Court decision in Hart's case, taxpayers have been seeking clarity from the ATO on the deductibility of capitalised interest in certain loan structures. On 16th April 2008 a favourable Private Ruling issued to an Austral client that provides insight into the ATO's current thinking on the subject.

My Choice
Austral has recently expanded its product offering through its My Choice loan initiative. My Choice provides borrowers with access to a wide range of lenders and loan products for residential, commercial and equipment finance, so no matter what your need our friendly and experienced staff can assist you.

Austral in the Community
Austral Mortgage has been a Principal Sponsor of the Winston Hills Little Athletics Club since October 2006. We are proud to be supporting this community project and congratulate the young athletes of WHLA for their commitment to and successes in the sport.

WEALTH MAXIMISER UPDATE - FEBRUARY 2008
Wealth Maximiser Update 12th February 2008 - We have advice from the ATO that it is well advanced on a binding Tax Determination regarding the deductibility of capitalised interest on a line of credit facility. Borrowers with both a home loan and an investment loan should consider including a capitalising line of credit within their loan structure or at least ascertaining from their lender that they could access such a facility by way of a simple variation of their existing mortgage.

Trans Tasman Finance
Did you know that Austral has a wholly owned subsidiary, Gem Home Loans Limited, in Auckland NZ - we are able to assist with organising mortgage finance for you should you be considering buying property in NZ.

AusComm Finance
AusComm is the specialist Construction and Development division of Austral Mortgage - if you are a developer seeking finance for construction purposes - residential, commercial, retail, industrial - give Peter McAuley a call on 0419 220 630 or email him peter.mcauley@australmortgage.com to discuss your funding requirements.

Mortgage Calculator
A number of excellent resource tools are now available on the internet for people in Australia seeking a loan to finance the purchase of a property or refinance an existing mortgage. One of the most useful and user friendly tools is a mortgage calculator. Before going too far in the purchase and /or borrowing process it is a worthwhile exercise to quickly gauge your borrowing capacity and also determine how your new mortgage repayments will impact on your personal cash flow. Mortgage calculator...

How can we help?
I would like more information on ...