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If you are shopping around for a home loan, then you may want to consider using a mortgage broker.
Mortgage Brokers will compare loans and help you find the right home loan product for your circumstances. Mortgage Brokers help families establish home loans to buy their own homes, investors to expand their property portfolios and business people to develop better and often more tax effective
A mortgage broker acts as an intermediary who sources mortgage loans on behalf of individuals or businesses.
Traditionally, banks and other lending institutions have distributed their own products. In the past the major banks have utilised large branch networks to distribute their loan products but for some time now, banks have been closing their local branches, forgetting perhaps the importance
If you are in the market to purchase a home or refinance an existing mortgage then one of your options is to use the services of a mortgage broker. There are many mortgage brokers and mortgage managers in the market who can assist you with this process. The role of the mortgage broker is to assist you in identifying a suitable mortgage that suits your needs. Many mortgage managers also offer a
Having done all the numbers on how much we could borrow to purchase our first home in Australia and being pretty excited about how much we could save in interest if we were disciplined and made extra payments to our home loan, we started seriously looking for our first home. We were first home buyers!
We were confident we could find our first home in a suburb of Sydney that we liked. Before we
Six months ago my husband and I (sounds very royal!) decided we had sufficient funds saved to buy our first home in Sydney, Australia. We had a combined income of around $130,000 and had no immediate plans to start a family. We were unsure of how much we could borrow so we searched the internet and found some very good mortgage calculators that allowed us to input our income and expenses to work
If the prospect of buying your first home is a touch terrifying, believe me, you're not alone. I have recently 'taken the plunge' and 'rock'n'rolled' into what I consider an enormous debt, but once it's done the rollercoaster ride of feelings, starting from scary followed by a belly flip and ending with indescribable happiness is very rewarding. Owning your own little bungalow that nobody can
Many first home buyers are both excited and daunted by the prospect of purchasing their first home property in Australia. Like everything else though, it is not such a difficult process provided you do your research and make use of professional and experienced people along the way. Purchasing your first home will be your biggest financial transaction to date – it’s much more important that
These days, a lot is said and written about the first home Buyer. Most lending institutions provide detailed information for the first home Buyer that practically take them every step of the way to purchasing their first home. That said, whilst the “journey” as such, for the first home buyer has been made a somewhat less complicated and perhaps daunting experience, there remains two critical
Hundreds of thousands of Australians are bracing for more mortgage pain following the Reserve Bank’s decision to lift official interest rates by another .25% p.a. in February. Commonwealth Bank borrowers will experience the additional pain of a further .05% increase as the bank has alerted the market that it will be increasing its rates on standard loans by .30 as opposed to simply passing on the
The process of shopping around for home loans and comparing the different rates and costs offered by lenders and mortgage managers, has been made easier with the help of web search engines and loan calculators. Borrowers are actively using these search engines and calculators to access loan features and costs. These resourceful tools provide a wealth of knowledge and enable borrowers to make
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Full Member of MFAA |
Austral is a member of the Mortgage & Finance Association of Australia (formerly MIAA), the professional body for the mortgage industry.
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PH: 02 9299 1833 / FAX: 02 9299 1874
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