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mortgage rates	19 Sep 2008 12:00 AM
Looking for a boat loan? Make sure you know the “ins and outs” of boat loan finance by Vicky Edema

Boat loans are generally sought to purchase a boat for either personal or commercial purposes. Just like an auto loan, a boat loan can be structured to meet your particular cash flow. The average boat in Australia costs around $20,000 – although you can get started for a lot less than this – a boat loan for $2500 can get you into a $3000 aluminium runabout which can give you hours of delight (and

mortgage, investment loan	4 Sep 2008 12:00 AM
A good investment loan can make a good investment better by Vicky Edema

If you have a home loan but also equity in your home property and are wanting to purchase an investment property to build wealth, then it is important to research the investment loan market to make sure that you apply for an investment loan that really works for you. When you apply for an investment loan, most lenders will simply offer you their standard term investment loan. Quite often they

mortgage, investment loan	2 Sep 2008 12:00 AM
Looking for an investment loan – you’ll get a better deal in Australia by talking to a mortgage bro by Michelle Kour

I was recently in the market to buy an investment property and checked with my bank to see what they could offer me on investment loan. I had thought that the interest rate on an investment loan would be no different to the interest rate on a home loan but I discovered that with my bank at least I would be charged a higher interest rate and fees on my investment loan than I would had I been

Untagged	19 Aug 2008 12:00 AM
Investing In Property and looking for an investment loan by Michelle Kour

Why invest and why take out an investment loan?

People’s needs for investment are as varied as the investment vehicles themselves. Some want to own their home outright, pay the kids’ university fees, or take world trips; while others want to start their own business or retire on a comfortable income.

The reality for most of us is that we won’t be able to afford these things on our salary alone

mortgage, investment loan	19 Aug 2008 12:00 AM
Direct Investment in property in Australia through a good investment loan by Michelle Kour

An investment property is becoming a more popular choice for those seeking to create a revenue stream and also achieve capital growth through the investment property value increasing over time.

This can also be part of a strategic financial plan and should be considered by investors as part of a diversified portfolio. When considering an investment purchase you should also source the best

mortgage, investment loan	19 Aug 2008 12:00 AM
My little nest egg – an investment loan helps me secure my investment property in Australia by Michelle Kour

I recently decided the time was right to utilise some surplus cash I had available and began looking to purchase an investment property. Whilst it would have been easy to just dive in and find something that I could afford regardless of the location or potential growth, I thought it best to do some research knowing that my investment property was more than likely going to be a long term property

mortgage, debt consolidation	12 Aug 2008 12:00 AM
Guide to Debt Consolidation by Michelle Kour

Australia’s borrowing at an all-time high, with each member of the population having an average debt of around $50,000 – twice the level of five years ago. Thankfully, total personal assets have also risen, drawn up by substantial rises in house prices, superannuation and the share market.

Nevertheless, with ever-increasing levels of household debt it's no wonder that debt consolidation personal

mortgage, debt consolidation	12 Aug 2008 12:00 AM
Drowning in Debt! Why not think about debt consolidation? by Michelle Kour

A few years back prior to buying my first home, I bought my first car and also at around the same time applied for my first credit card. Whilst this was my only alternative at the time due to a lack of savings, it wasn’t such a big deal as it was my only financial commitment. Things have now changed and with the rising home loan interest rates, I have suddenly found my overall level of monthly

mortgage, debt consolidation	12 Aug 2008 12:00 AM
DEBT CONSOLIDATION IN AUSTRALIA by Michelle Kour

With ever-increasing levels of household debt it's no wonder that debt consolidations are gaining popularity. Debt consolidation is a real option for most borrowers regardless of their circumstances in that interest rates on personal loans, car leases or other unsecured debt is always higher that that payable on a mortgage secured over real estate. Most borrowers however only consider debt

refinance, mortgage	8 Apr 2008 12:00 AM
Refinance to reduce mortgage stress by Michelle Kour

A record number of Australians will suffer mortgage stress and will face difficulty in paying their mortgages this year with a percentage of those risking repossession of their homes. A refinance of your loan may be an option that will assist in relieving this stress. As a matter of course you should review your home loan terms and conditions each year to check that they are the most suitable for

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