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refinance, mortgage rates, mortgage calculator, mortgage, loan calculator	21 Jan 2008 12:00 AM
To Refinance or Not to Refinance …That is the question by Vicky Edema

There is supposedly a lot of refinancing of home loans going on at the moment mainly prompted by early media reports on the claims by banks that they were some how unaffected by rising interest rates resulting from the credit squeeze in the US.

The banks’ initial claims that they had little if any exposure to the problems in the US resulted in borrowers perceiving them to be a safer bet on

refinance, mortgage rates, mortgage calculator, mortgage, loan calculator	8 Jan 2008 12:00 AM
Mortgage Rates Stress by Vicky Edema

The number of households suffering "mortgage rates stress" may double within six to 12 months - sending tens of thousands bankrupt – as all lenders are forced to increase mortgage rates in response to the global credit crisis.

Mortgage rates are predicted to jump by as much as 1 percentage point on some loans and up to 20 basis points on most standard mortgages.

This is on top of any movements by

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