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Investing In Property and looking for an investment loan

Michelle Kour — Tue, 19 Aug 2008 00:00:00 +0100

Why invest and why take out an investment loan?

People’s needs for investment are as varied as the investment vehicles themselves. Some want to own their home outright, pay the kids’ university fees, or take world trips; while others want to start their own business or retire on a comfortable income.

The reality for most of us is that we won’t be able to afford these things on our salary alone (unless you’re fortunate enough to be the CEO of a majo [...]

Direct Investment in property in Australia through a good investment loan

Michelle Kour — Tue, 19 Aug 2008 00:00:00 +0100

An investment property is becoming a more popular choice for those seeking to create a revenue stream and also achieve capital growth through the investment property value increasing over time.

This can also be part of a strategic financial plan and should be considered by investors as part of a diversified portfolio. When considering an investment purchase you should also source the best investment loan structure for you. With any investment your investment loan can make a differenc [...]

My little nest egg � an investment loan helps me secure my investment property in Australia

Michelle Kour — Tue, 19 Aug 2008 00:00:00 +0100

I recently decided the time was right to utilise some surplus cash I had available and began looking to purchase an investment property. Whilst it would have been easy to just dive in and find something that I could afford regardless of the location or potential growth, I thought it best to do some research knowing that my investment property was more than likely going to be a long term property investment for me. Timing was also good from an income perspective –I good easily demonstrate m [...]

Guide to Debt Consolidation

Michelle Kour — Tue, 12 Aug 2008 00:00:00 +0100

Australia’s borrowing at an all-time high, with each member of the population having an average debt of around $50,000 – twice the level of five years ago. Thankfully, total personal assets have also risen, drawn up by substantial rises in house prices, superannuation and the share market.

Nevertheless, with ever-increasing levels of household debt it's no wonder that debt consolidation personal loans are gaining popularity. If you do find yourself in the unenviable p [...]

Drowning in Debt! Why not think about debt consolidation?

Michelle Kour — Tue, 12 Aug 2008 00:00:00 +0100

A few years back prior to buying my first home, I bought my first car and also at around the same time applied for my first credit card. Whilst this was my only alternative at the time due to a lack of savings, it wasn’t such a big deal as it was my only financial commitment. Things have now changed and with the rising home loan interest rates, I have suddenly found my overall level of monthly repayment commitment on all my debt is causing a problem with my cash flow. So who did I turn to? [...]

DEBT CONSOLIDATION IN AUSTRALIA

Michelle Kour — Tue, 12 Aug 2008 00:00:00 +0100

With ever-increasing levels of household debt it's no wonder that debt consolidations are gaining popularity. Debt consolidation is a real option for most borrowers regardless of their circumstances in that interest rates on personal loans, car leases or other unsecured debt is always higher that that payable on a mortgage secured over real estate. Most borrowers however only consider debt consolidation when there is some concern over cash flow. If you do find yourself in the position of nee [...]

Refinance to reduce mortgage stress